“We save money by living on campus and walking to class. We also save by spending money only on the auto insurance we use.”

Social Responsibility

MileMeter: A good value, and good values.

MileMeter auto insurance by-the-mile is not just a better way to buy insurance – it makes the world a better place.

Insurance that doesn’t discriminate.

MileMeter’s insurance product does not discriminate between male and female drivers,¹ rather we differentiate between low and high-mileage drivers by assigning a cost-per-mile for insurance.

Traditional auto insurance can discriminate against lower-income families. If a family can’t afford insurance for all the vehicles they need in order to drive to their jobs, they may be forced to use one covered vehicle and drive it more miles, or, in some unfortunate situations, decide to drive an uninsured vehicle. Insurance by-the-mile allows any family to insure the vehicles they need while only paying for insurance on the miles they need to drive.²

MileMeter makes the roads safer.

Implementing insurance by-the-mile nationally could prevent up to 3,100 traffic fatalities and 210,000 traffic injuries per year.³

“Pay-As-You-Drive Insurance is predicted to reduce mileage an average of 10% among participants, while crash costs and fatalities decline 15-20%.” ⁴

“The accident savings net of lost driving benefits from per-mile premiums would be $12.7 billion per year nationwide.” ⁵

MileMeter is good for the environment.

Insurance by-the-mile provides an economic incentive to drive less. This leads to fewer tailpipe emissions, less toxic road runoff, and less demand for road and parking lot construction. Think of it as a way to reduce urban sprawl, improve our air quality, and fight climate change.

“The EPA and the Federal Highway Administration have cooperated in promoting Pay-As-You-Drive insurance… (that) could cut air pollution and traffic congestion by 10 to 12 percent or more.” ⁶

1. Patrick Butler, “Automobile Insurance Pricing: Operating Cost versus

Ownership Cost; the Implications for Women.” Proceedings, Women’s Travel

Issues Second National Conference, Federal Highway Administration.

2. Patrick Butler, “Why The Standard Automobile Insurance Market Breaks

Down In Low Income Zip Codes,” Report to the Texas House Committee

on Insurance, July, 2000.

3. Jason Bordoff and Pascal Noel, “Pay-As-You-Drive Auto Insurance:

A Simple Way to Reduce Driving-Related Harms and Increase Equity” (2008).

4. Todd Litman, “Evaluating Safety and Health Impacts, TDM Impacts on

Road Safety, Personal Security and Public Health” (2001, 2004).

5. Aaron Edlin, “Per-Mile Premiums for Auto Insurance, Economics for

an Imperfect World” (2003).

6. “Financing Transportation: Wise Stewardship Demands a Level Playing Field”

Testimony of Michael A. Replogle, Transportation Director, Environmental

Defense, before the Congressional Joint Economic Committee May 6, 2003.

The first and here to stay

open highway

MileMeter is the first company in the world to develop this exciting new insurance by-the-mile program. The MileMeter team includes experts in every aspect of the insurance industry and are using their expertise to offer an innovative, cost-saving product.

MileMeter Insurance Company is a fully-licensed insurance carrier regulated by the Texas Department of Insurance. With the backing of industry leaders, the company is well-capitalized and deeply reinsured, making us a growing, viable competitor in the auto insurance industry.